May 30, 2025
The American Medical Association’s (AMA) Medical Liability Reform NOW! 2025 report sounds the alarm that medical liability premiums are climbing, and a hard market, where policies are more expensive and harder to obtain, could be next. This year’s report emphasizes the problematic rise in liability premiums, with nearly 50% of premiums increasing in 2024, the highest percentage since 2005.
The AMA’s comprehensive resource also outlines liability reform efforts in state legislatures, highlighting incremental changes in Colorado and Montana’s limits on noneconomic damages. These adjustments aim to stabilize the liability climate by discouraging lawsuit abuse while also ensuring that deserving patients are fully compensated. Additionally, the AMA provides updated charts on state statutes governing liability reform, expert witness qualifications, and arbitration laws.
Beyond statistics, the report underscores the urgent need for federal medical liability reform. Reasonable limits on noneconomic damages, proven to stabilize premiums and increase the physician workforce, remain a cornerstone recommendation. The future of care is clear; without systemic reform, liability trends could deepen disparities and financial strains experienced by patients across our health care systems.
Explore the full AMA report for detailed insights, state-by-state updates, and comprehensive liability reform recommendations and strategies.
